Michael Lanning

Merchant Account July 4, 2026 48 min read

How Businesses Get Approved for Merchant Accounts

Getting approved to accept card payments is an important step for businesses that want to sell through a storefront, website, mobile device, invoice, payment link, or point-of-sale system. For many owners, the...

Explore Article

Payment Processing July 4, 2026 47 min read

Mobile Payment Processing for Small Businesses

Mobile payment processing for small businesses gives owners a practical way to accept payments beyond a fixed checkout counter. Whether a business sells at markets, delivers products, visits job sites, runs a...

Explore Article

Fees July 4, 2026 46 min read

Benefits of Transparent Merchant Pricing

The benefits of transparent merchant pricing are important for any business that accepts card payments, debit card payments, credit card payments, digital payments, mobile payments, invoice payments, eCommerce payments, or POS payments. ...

Explore Article

Merchant Services July 4, 2026 36 min read

Merchant Service Contracts Explained

Merchant service contracts are important because they define how a business accepts card payments, online payments, mobile payments, invoice payments, and POS transactions.  A business may focus on getting approved quickly, but...

Explore Article

Payment Processing July 4, 2026 52 min read

How to Reduce Payment Processing Costs

Payment acceptance is no longer optional for most businesses. Customers expect to pay with card payments, debit card payments, credit card payments, digital wallets, mobile payments, invoice links, online payments, and POS...

Explore Article

Merchant Statement July 4, 2026 44 min read

Monthly Statement Audits for Businesses Explained

Monthly statement audits for businesses are an important financial habit for any company that accepts card payments, online payments, mobile payments, invoice payments, or POS transactions.  A payment processing statement may look...

Explore Article

Interchange Pricing May 30, 2026 23 min read

How to Audit Your Merchant Statements

Merchant statements can look routine at first glance: a few pages of sales totals, deposits, transaction counts, processing charges, and account fees. But behind those numbers may be pricing changes, avoidable charges,...

Explore Article

May 30, 2026 26 min read

What Are Preauthorization Charges on Credit Cards?

Preauthorization charges on credit cards are one of the most common reasons customers see a pending amount that does not immediately match the final bill. They often appear after checking into a...

Explore Article

Interchange Pricing May 30, 2026 23 min read

What Is Interchange-Plus Pricing?

Choosing a payment processor can feel overwhelming because every quote seems to use different terms. One provider may advertise a low rate, another may promote no hidden fees, and another may promise...

Explore Article

Payment Processing May 30, 2026 24 min read

Payment Processing Challenges for Small Businesses

Reliable payment processing is no longer just a back-office function. It affects how quickly a business gets paid, how smoothly customers complete purchases, how accurately revenue is tracked, and how confidently owners...

Explore Article