Credit card processing touches every modern sale, but the true cost of credit card processing is rarely obvious at first glance. Statements are dense, fee names change, and pricing models hide margins behind “simple” blended rates. This guide breaks down the full picture in plain English for U.S. businesses. You’ll...
Guide to Accepting International Credit Card Payments
Accepting international credit card payments allows U.S. businesses to tap into the vast global market. Cross-border e-commerce is booming – global online retail sales are projected to total around $4.8 trillion by 2025 (about $6 trillion in 2024). By enabling payments from abroad, small businesses, e-commerce platforms, and freelancers can reach millions...
The Pros and Cons of Membership-Based Merchant Services Programs
Payment processing fees have long been one of the most annoying expenses for business owners. The merchant pays a fee to facilitate the transaction each time a customer taps their phone or swipes their card, in addition to receiving revenue. These expenses, which are typically a mix of markup, interchange,...
How Credit Card Processing Works for Small Business Owners
Credit card processing is an essential aspect of running a small business in today's digital age. It allows businesses to accept payments from customers using credit and debit cards, providing convenience and flexibility for both parties. Understanding how credit card processing works is crucial for small business owners to ensure...
How Low-Cost Credit Card Processing Can Boost Your Business Profitability
In today's digital age, accepting credit card payments has become a necessity for businesses of all sizes. Not only does it provide convenience for customers, but it also opens up new opportunities for sales and revenue growth. However, the cost of credit card processing can eat into a business's profits...
How to Reduce Credit Card Processing Fees
In today's digital age, credit card processing fees are a necessary cost for businesses that accept credit card payments. These fees can add up quickly and eat into your profits if not managed effectively. However, there are several strategies you can implement to reduce credit card processing fees and maximize...